Loans Pampanga

You Need to Know these 3 Things Before You Start a Business

One of the most important decisions in the planning process is choosing a form of business organization. There are three types of business organizations: sole proprietorships, partnerships, and corporations. These determine how the business can raise m … Continued

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Philippine Deposit Insurance Corporation Advisory Against Deposit Insurance Claim Scam

Depositors and the general public are warned of a SCAM involving payment of deposit insurance claims. Certain individuals are representing themselves either as officers of the Philippine Deposit Insurance Corporation (PDIC) and related government agenc … Continued

Loans Pampanga

What is an Agricultural Loan?

The efficiency of running a farm relies on the farmer. With the costs of running it and the constant rise of prices of goods in the market, it is at times difficult for farmers to keep up. That’s where low interest agricultural loans come in handy. Agr … Continued

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The History of Bangko Sentral ng Pilipinas

A group of Filipinos had conceptualized a central bank for the Philippines as early as 1933. It came up with the rudiments of a bill for the establishment of a central bank for the country after a careful study of the economic provisions of the Hare-Ha … Continued

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Things to Consider Before Getting a Loan

However much you need to borrow, it makes sense to take a few simple steps to ensure you take out the right loan for your individual circumstances. And as there are lots of different ways to borrow money, the first question to ask is whether a loan is … Continued

Loans Pampanga

Rural Bank or Commercial Bank? Which is the Right One for You?

Are you considering opening a bank account soon? Here’s what you need to know about commercial and rural banking. Follow this guide and determine which is the perfect bank for you. What type of bank do I need? The needs that commercial banks address ar … Continued

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No Erasures Guidelines on Checks to Ensue this January 2016

Soon, banks will no longer accept checks with erasures or corrections on them, even if they are countersigned. Because of the unclear guidelines as to the rules behind altered checks among member banks, PCHC or the Philippine Clearing House Corporation … Continued

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What is PDIC

PDIC is a government instrumentality created in 1963 by Republic Act 3591, as amended, to insure the deposits of all banks. PDIC exists to protect depositors by providing permanent and continuing deposit insurance coverage for the depositing public and … Continued

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If Not Now, When?

Eliminate what if’s. Everyone’s goal should be this. People dream of a house of their own, or a business to take care of. People dream of a bright future, a bigger company, a wider market. All these dreams begin with desires. But where do dreams take y … Continued

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4 Reasons Why We Need to Save

Saving is important. Everyone knows that and everyone tells you that. But why is it so important? Some go, “I earn monthly. Why is there a need to save?” or “I have a stable job that’s not going away anytime soon. I don’t need to save.” Let us tell you … Continued

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Financial Assistance for Better Agricultural Security

Many Filipinos who live in the rural areas depend on agriculture for a living.  However, gaining profit from farming is unpredictable. Unforeseen circumstances may lead to farmers seeking financial assistance through credit. Porac Bank is organized to … Continued

Loans Pampanga

Start Your Business Now

“But…” “What if…” Most of us hesitate when it comes to starting a business. And yes, one of the factors that might hold us back is the fear of failure. We are afraid of taking risks. We’re worried that our hard-earned money will just go down the drai … Continued