It's like consulting an old friend. We attend to your credit needs the only way we know how: with your best interest in mind.

Agricultural Loan

We offer farmers easier access to credit that will open opportunities for the set-up, expansion and rehabilitation of their agribusiness as well as open doors to modern agricultural methods and technical advancements.

Loans Pampanga

Key Features

  • Best for:
    • Purchase and development of agricultural land
    • Fruits, Vegetable and Crop production
    • Livelihood projects such as livestock, poultry and fishery
    • Purchase of agricultural equipment
  • No hidden charges or heavy penalties
  • Flexible repayment facility depending on the cash flows of the borrower
  • Speedy loan approval
Requirements

Commercial Loan

This product appeals to small and medium business owners and private corporations for business purposes. Whether you’re increasing your inventory, purchasing new equipment, or expanding your business, we will make the process easy for you.

Loans Pampanga

Key Features

  • Best for:
    • Business expansions
    • Business improvement
    • Purchase, construction, or renovation of condominium units or residential property for leasing purposes
    • Purchase, construction, or renovation of commercial property
    • Refinancing of existing commercial loan or mortgage
    • Purchase, upgrade, or refinancing of equipment or building factory
    • Bridging financial gaps
    • Revolving line of credit facility
    • Additional Working capital
    • Purchasing inventory
    • Payment of suppliers
  • Withdraw up to the pre-approved credit limit at any time for any purpose
  • Competitive interest rates
  • Easy documentation and quick processing
Requirements

Housing Loan

Are you looking to purchase a new home? Come talk to the people you know you can trust, to determine how much house you can truly afford.

Loans Pampanga

Key Features

  • Best for:
    • Purchase of lot
    • Financing construction of a new house
    • Purchase of house and lot, condominium or a townhouse unit
    • Renovation of existing residential property
    • Refinancing of existing housing loan with other banks or financing firms
  • Competitive interest rates
  • Flexible loan terms 'tailor-fitted' to your needs
  • Speedy loan approval
Requirements

Loans Against Time Deposits

Available for any of your personal requirements.

Loans Pampanga

Key Features

  • Easy to avail against time deposits held at any Porac Bank branch
  • Avail as high as 100% of your time deposit
  • Attractive interest rates
  • Can be approved and withdrawn within a few hours
Requirements

Easy Cash

Key Features

  • Allows eligible Porac Bank depositors to draw cash advances of as much as P50,000.00
  • No collateral needed
  • Easy to avail against savings/ current account
  • Easy requirements
  • Can be approved and released after 3 days

SSS Pensioners loan

Key Features

  • Allows eligible porac bank enrolled sss pensioners to draw cash advances up to P50,000.00
  • No collateral needed
  • Easy to avail against sss savings/ current account
  • Easy requirements
  • Can be approved and released after 3 days