Interest Rates
Time Deposit
Time Deposit Effective Interest Rate
| Time Deposit Amount | Interest Rate | ||||||
|---|---|---|---|---|---|---|---|
| (Tier Php) | 30 Days | 60 Days | 90 Days | 180 Days | 1 year | 3 years | 5 years |
| Php 10,000.00 - Php 99,999.99 | 0.250% | 0.350% | 0.450% | 0.600% | 0.750% | 1.000% | 1.250% |
| Php 100,000.00 - Php 199,999.99 | 0.300% | 0.400% | 0.500% | 0.725% | 0.875% | 1.125% | 1.375% |
| Php 200,000.00 - Php 499,999.99 | 0.350% | 0.450% | 0.550% | 0.825% | 1.025% | 1.275% | 1.525% |
| Php 500,000.00 - Php 999,999.99 | 0.400% | 0.500% | 0.600% | 1.050% | 1.200% | 1.450% | 1.750% |
| Php 1M - Php 4,999,999.99 | 0.500% | 0.600% | 0.700% | 1.250% | 1.400% | 1.700% | 2.000% |
| Php 5M - Php 9,999,999.99 | 0.600% | 0.700% | 0.800% | 1.500% | 1.650% | 2.050% | 2.500% |
| Php 10M and up | 0.700% | 0.800% | 0.900% | 1.650% | 2.000% | 2.400% | 3.000% |
| Computation of Time Deposit Net Interest |
5 year term has no withholding tax |
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