Porac Bank is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph

Deposits

Kaya Mo

Basic Savings

An interest-bearing Peso account with no maintaining balance and no dormancy charge intended to promote financial inclusion. Its basic functionalities is characterized by ease, accessibility, convenience, and reasonable cost.

Php 50.00

Required Initial Deposit

Php 0.00

Required Minimum Average Daily Balance (ADB).

Php 1,000.00

Required Minimum Balance to Earn Interest.

0.125%

Interest Rate per Annum.

Savings Deposit

Account

Whether you’re putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, our low maintenance savings account will help you reach your short and long-term financial goals.

Php 500.00

Required Initial Deposit

Php 500.00

Required Minimum Average Daily Balance (ADB).

Php 1,000.00

Required Minimum Balance to Earn Interest.

0.125%

Interest Rate per Annum.

Checking Deposit

Account

Whatever your personal or business transaction is, the convenience of a worry-free, cash-less system gives you great flexibility in managing your money.

Php 5,000.00

Required Initial Deposit

Php 5,000.00

Required Minimum Average Daily Balance (ADB).

Php 50,000.00

Required Minimum Balance to Earn Interest.

0.125%

Interest Rate per Annum.

Time Deposit

Account

Enjoy higher interest rates and zero risk on your capital when you place a Time Deposit with us! Whether you prefer a short or long term investment, 10k minimum term 30 days to 5years. Up to 4%.

Php 10,000.00

Required Initial Deposit

30 Days to 5 Years

Minimum Term

Up to 4%

Max Interest Rates