Fees & Charges
Tiered Saver Plus
| Service fee for falling Below Minimum ADB for 2 consecutive months – Php 300.00 per month |
| Service fee for more than 2 withdrawals per month – Php 100.00 per excess withdrawal |
| Dormancy fee – Php 30.00 per month (after 2 years of inactivity) |
| Sample Computations |
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| SCENARIO 1: Starting Small (ADB: Php 50,000.00) |
| Interest Rate: 0.1500% per month |
| Interest Earned (Gross) = Php 50,000 x 0.0015 = Php 75.00 |
| Interest Earned (Gross) = Php 50,000 x 0.0015 = Php 75.00 |
| SCENARIO 2: Growing Your Savings (ADB: Php 250,000.00) |
| Interest Rate: 0.2000% per month |
| Interest Earned (Gross) = Php 250,000 x 0.0020 = Php 500.00 |
| Interest After Tax (Net) = Php 500.00 – 20% = Php 400.00 |
| SCENARIO 3: Maximizing Earnings (ADB: Php 6,000,000.00) |
| Interest Rate: 0.3000% per month |
| Interest Earned (Gross) = Php 6,000,000 x 0.0030 = Php 18,000.00 |
| Interest After Tax (Net) = Php 18,000.00 – 20% = Php 14,400.00 |